the constant rise in inflation,
it is very difficult for the common man to put more money into savings. Main
priorities of life like home, child's education, retirement planning etc. are
being compromised and the common man is forced to think that what will he get
during his late years in life? people like to go safe and that's why they
invest in traditional options like savings account, Fixed deposits, insurances,
national saving certificates and PPF etc. but these options don't offer
satisfactory returns as compared to increase in inflation.
The modern approach of investment
is investing your money into mutual funds. This type of investment allows you
to invest small amount into a pool of money or fund which is being used for
diversified securities and it is constantly watched by a fund manager. Some of
the popular products of mutual funds are:
·
Exchange-traded funds
·
Fixed Maturity Plans
·
Sectoral Funds
·
Fund of funds
It has many more products to
offer which caters to your every objective whether it is money gain or
convenience or tax benefits.
Mutual fund
investment India
Indians are known for their money
savings nature and smart investment steps. Here are some advantages which has
attracted the Indian investors towards mutual funds investments.
Overcome inflation
Mutual funds helps you to get
better amount on fund's maturity which are generally inflation adjusted
returns. It is better than keeping your money idle in your saving account
because when you think that your money will grow there, you don't consider the
fact that inflation can reduce its value of the matured amount.
Expert's assistance
Mutual funds are supported by a
research team and managed efficiently by experienced and skilled fund managers
which takes financial decisions on your behalf by analyzing the performance and
prospects available in the market.
Convenient and time saving
The option of low investment
amount of mutual funds enables its investors to purchase or sell them on any
business day. Thus, they are free to carry on their professional commitments
without thinking too much about their investments.
less expensive
It offers low cost investment
options as compared to investing a big amount in capital markets. It means one
can start with a small amount (minimum rupees 500) and get the benefits of long
term equity investments.
Diversified investment
This scheme invest your money in
different securities to lower the market risk and give you high returns and
thus offers an excellent investment option for the investors with limited
capital.
Safety and transparency
Funds managers notify their
investors about their investment's current value and market strategy on regular
basis so tell you that how your investment is performing in market.
To know more about best mutual funds for sip in India, just log on to fundsindia.com. Know about the various investment
plans from the experts to plan your investment today.
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